About Us: We are a leading financial institution committed to empowering businesses with tailored financial solutions. Currently, we're seeking a diligent and experienced SBA Underwriter - Franchise to join our dynamic team.
Responsibilities:
As the SBA Underwriter - Franchise, you will play a pivotal role in assessing and analyzing credit applications for SBA 7a, 504 & Express loans, as well as USDA loans. Your primary responsibilities will include:
- Conducting thorough analysis and risk assessment of credit applications to ensure compliance with our credit risk management strategy, credit policy, and SBA/USDA loan programs.
- Utilizing your expertise in commercial lending and USDA/SBA lending processes to facilitate informed decision-making.
- Collaborating with internal stakeholders to ensure seamless processing of loan applications.
Requirements:
To excel in this role, you should possess the following qualifications:
- Solid understanding of USDA Loan Programs & SBA 7a, Express & 504 Loan Programs.
- Proficiency in cash flow analysis, ratio analysis, and projections, along with experience in commercial loan structuring and documentation.
- Familiarity with real estate appraisal techniques and regulations governing Environmental Reporting.
- Ability to effectively utilize Microsoft Word, Excel, Outlook, and related software applications (experience with nCino is advantageous).
- Excellent analytical, communication, and problem-solving skills.
- Strong organizational skills with the ability to multitask and pay attention to detail.
- Capability to thrive in a fast-paced environment and meet deadlines.
- Proven ability to work collaboratively in a team setting and adapt to changes.
Minimum Qualifications:
- Five or more years of experience in a credit analysis role related to SBA/USDA lending.
- Bachelor's degree in business administration, finance, accounting, or economics preferred.
Physical Requirements:
- Prolonged periods of sitting at a desk and working on a computer.
- Ability to lift up to 25 pounds occasionally.
Equal Opportunity Employer:
We are an equal-opportunity employer and are committed to fostering an inclusive workplace. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, veteran status, or any other protected category.
Disclaimer:
Please note that this job description outlines primary responsibilities and qualifications expected for this role. Duties, responsibilities, and requirements may evolve over time to meet the changing needs of the organization.
Application Process:
Interested candidates should submit their resumes along with a cover letter outlining their relevant experience and qualifications. All offers of employment are contingent upon successful completion of pre-employment screenings and processes.
Employment Type: Full-Time
Salary: $ 40,000.00 140,000.00 Per Year
