Payment Processing Specialist Location Hybrid remote in Phoenix, AZ : Job Summary Overview The position is responsible for serving as a subject expert for department functions related to processing ACH, ACH Origination, check and wires.
Essential Job Functions
Performs tasks timely, accurately and limit loss to the credit union. Assigns daily tasks specific to a function assigned by department lead including processing incoming and outgoing wires; processing ACH transactions; check processing; and ACH Origination processing. Assists with reviewing mobile deposit, remote deposit capture exceptions, and ATM exceptions. Completes daily balancing and logging of assigned functions. Assists staff or other financial institutions via the internal ACD line. Assists in preparation of internal and external audits. Ensures all applicable laws and regulations are adhered to for ACH, check and wires, and applicable fees collected. Maintains a working knowledge of Federal Reserve Bank, Share Branching Network, ATM Network Rules, and Regulations, Reg E, Reg J and NACHA regulations. Maintains Credit Union records, documents, and provides accurate information to staff and members upon request. Ensures OFAC processing on all necessary items in conjunction with Account Protection. Performs other job-related duties as assigned. Position Required Qualifications
Minimum Education and Experience
High School diploma or GED and two (2) years' experience in a financial institution. Knowledge and experience in NACHA rules and Government regulations.
Knowledge, Skills, and Abilities
Knowledge of Regulation E, OFAC and BSA. Working knowledge of computers and software applications in Windows, Excel, and Word. Ability to type 30 wpm. Ability to perform 10-key accurately. Ability to read, write, speak, and use proper grammar in English. Ability to read and comprehend written instructions, correspondence, memos, and procedure manuals. Ability to write business correspondence, write reports and procedure manuals. Ability to communicate verbally both in person and on the telephone. Ability to speak effectively to members regarding common inquiries or complaints. Ability to apply commonsense understanding to carry out detailed written or oral instructions. Ability to add, subtract, multiply and divide using whole numbers, common fractions, and decimals.
Licenses, Training, and Certifications Required
None.
Preferred Qualifications
Experience in back-office processing. ACH Accredited Professional (AAP Certified).
Hybrid Work Environment and Physical Demands
Occasionally required to stand, walk, stoop, kneel or crouch. Frequently required to sit. Regularly required to use hands to finger keys accurately when using calculator machines or computer keyboards; reach with hands and arms. Occasionally lift and/or move up to 25 pounds. Specific vision abilities required by this job include close vision, ability to adjust focus. The noise level in the work environment is usually moderate. Must be able to travel independently to department and branch locations. NOTE: The is intended to be generic in nature. It is not an exhaustive list of all duties and responsibilities. Requirements listed in the above qualifications and physical requirements are representative of the knowledge, skill, abilities, physical demands, or work environment required or encountered that must be met by an employee to successfully perform each duty and each function of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform these essential functions.
Employees who work from home must have business operational internet to complete work tasks and communicate via video call or chat messaging systems in a dedicated workspace.
Job Type: Full-time
Pay: From $19.28 per hour
Expected hours: 40 per week
Benefits:
401(k)401(k) matching Dental insurance Employee assistance program Flexible spending account Health insurance Health savings account Life insurance Opportunities for advancement Paid time off Professional development assistance Tuition reimbursement Vision insurance Experience level:
2 years Schedule:
8 hour shift Monday to Friday Experience:
Banking: 2 years (Required) Ability to Relocate:
Phoenix, AZ 85008: Relocate before starting work (Required) Work Location: Hybrid remote in Phoenix, AZ 85008
