You Lead the Way. We've Got Your Back.With the right backing, people and businesses have the power to progress in incredible ways. When you join Team Amex, you become part of a global and diverse community of colleagues with an unwavering commitment to back our customers, communities and each other. Here, you'll learn and grow as we help you create a career journey that's unique and meaningful to you with benefits, programs, and flexibility that support you personally and professionally.At American Express, you'll be recognized for your contributions, leadership, and impact—every colleague has the opportunity to share in the company's success. Together, we'll win as a team, striving to uphold our company values and powerful backing promise to provide the world's best customer experience every day. And we'll do it with the utmost integrity, and in an environment where everyone is seen, heard and feels like they belong.Join Team Amex and let's lead the way together.Role ObjectiveTheBusiness DevelopmentManagersits within a geographical territory andis responsible forface-to-face business development and management of high revenue, low charge volume existing customers. This position proactively reaches out to customers to uncover opportunities,identifynew product opportunities better suited for customer needs andestablishAmerican Express as the primary relationship.This is a field-based role in which in person engagement through face-to-face interactions isrequiredwith prospects/clients.Candidates must reside in one of the following territories: Philadelphia, Trenton or Allentown.Job ResponsibilitiesPlanning(10 – 20% of time) ?Leveragevarious contact methods such as cold calling or in-person meetings to secure profitable sales through firm provided leads and contact-lists, no self-prospecting ? All prospecting must befacilitatedwith integrity, andin accordance withour values, with a focus on profitably delivering solutionscommensuratewith the prospectiveclientsneeds.?Business travel isrequiredwith the expectation of25-50%of time spent in-market with prospects and clients.Portfolio management(10 – 20% of time) ? Turn leads into prospects (contacts who know you and are willing to share info on available opportunity), follow up with contacts in CRM database, and probe for potential opportunities with the prospects ? Answer customer inquiries and bring in technical sales and product specialists to support technical implementation Client solution(20 – 30% of time) ? Understand customer requirements and jointly develop solutionin accordance withcustomer requests, bring in product specialists to meet with customer, and continue conversations to understand areas for improvement ?Maintaina high levelof knowledge about American Express products, processes (Underwriting, Line Increase, Customer Financials, Pricing, Contract), key internal partners (Risk, UWA, PPI) and tools (ONE.force, C360) Negotiate and close(20 – 30% of time) ? Successfully negotiate, and consensually move the prospect through the next phase of the acquisition cycle (e.g., underwriting)in accordance withapplicable disclosures,termsand conditions ? Reaffirm deal details, secure necessary signatures and upon deal completion successfully transition client to Field Account Development to nurture, assess and further expand relationship and volume Compliance(100% of time) ? Ensure all aspects of the American Express Code of Conduct, and our Sales Practices policies, standard, and procedures, are adhered to so that we uphold the highest standards in our interactions with our customers and compliantly meet all regulatory requirementsKnowledge, Skills, Attributes, and ExperienceKnowledge and Skills Portfolio management ? Manages a portfolio of customers,leveragingclient data/analytics to plan and prioritize activities within large accounts Consultative selling ? Effectivelyidentifiesclient needs to configure solutions that address client requirements and deliver value Closing ? Overcomes objections and resistance to proposed solutions with key client decision makers Influence & persuasion ? Usesappropriate interpersonalstyles and communication methods to gain acceptance for products and/or services Demonstrating value ? Proactively and consistentlydemonstratesthe value of partnering with American Express Results focus ?Demonstratesa competitive, positive attitude, quickly adapts to different situations, and recovers from setbacks Market, industry, & product knowledge ? Understands at a tactical level market/industry key competitors, challenges, terminology, technology, trends, and regulation Attributes? High learning agility ? Intellectually curious ? Collaborative and growth mindset ? Personal accountability ? Compliance focused Experience? Bachelor's degree preferred ? Excellent sales experience, 5 - 7 years minimum ? Experience partnering with clients across various markets / industries ? Experience in ahighly-regulatedindustryEmployment eligibility to work with American Express in the U.S. is required as the company will not pursue visa sponsorship for these positions.Salary Range: $60,000.00 to $110,000.00 annually + bonus + benefitsThe above represents the expected salary range for this job requisition. Ultimately, in determining your pay, we'll consider your location, experience, and other job-related factors.We back our colleagues and their loved ones with benefits and programs that support their holistic well-being. That means we prioritize their physical, financial, and mental health through each stage of life. Benefits include:Competitive base salaries Bonus incentives 6% Company Match on retirement savings plan Free financial coaching and financial well-being support Comprehensive medical, dental, vision, life insurance, and disability benefits Flexible working model with hybrid, onsite or virtual arrangements depending on role and business need 20+ weeks paid parental leave for all parents, regardless of gender, offered for pregnancy, adoption or surrogacy Free access to global on-site wellness centers staffed with nurses and doctors (depending on location) Free and confidential counseling support through our Healthy Minds program Career development and training opportunitiesFor a full list of Team Amex benefits, visit ourColleague Benefits Site.American Express is an equal opportunity employer and makes employment decisions without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, veteran status, disability status, age, or any other status protected by law.We back our colleagues with the support they need to thrive, professionally and personally. That's why we have Amex Flex, our enterprise working model that provides greater flexibility to colleagues while ensuring we preserve the important aspects of our unique in-person culture. Depending on role and business needs, colleagues will either work onsite, in a hybrid model (combination of in-office and virtual days) or fully virtually.US Job Seekers/Employees -Click here to view the "Know Your Rights" poster and the Pay Transparency Policy Statement.If the links do not work, please copy and paste the following URLs in a new browser window: https://www.dol.gov/agencies/ofccp/posters to access the three posters.
