Financial Service Representative III Location Perrysburg, OH : Position Purpose The Universal Associate III will support CCF by developing and nurturing relationships with our membership and working diligently to find real positive solutions for their financial needs. They will utilize their strong product knowledge to promote, educate, and cross-sell financial products and services to meet the current and future financial needs of our members. Offers appropriate products/services to deepen member relationships with CCF in accordance with CCF's goals and growth targets. Serves as a professional representative of the credit union through all member interactions and ensures each member receives outstanding member service by performing within CCF's vision, mission, goals, and living our service promises through inbound calls, outbound calls, email, and in-person interactions.
What You'll Do In This Role: Utilizes a consultative interview process with each interaction to identify opportunities and deliver creative financial solutions, including, but not limited to facilitating the HELOC, mortgage lending, and IRA processes, opening and maintaining accounts (both consumer and business), processing consumer loan applications, Credit Insurance, GAP, and MBP and other duties as assigned to deepen the member relationship with CCF. Educates members on benefits of products and services offered by CCF. Includes calculating loan terms, rates, amount financed, and payment amounts with all eligible insurance coverages. Processes transactions, updates account information, and documents member interviews in our core system promptly, efficiently, and accurately with close attention to detail. Researches member issues and situations and collaborates with internal departments, as necessary, to resolve concerns. Fosters cooperation, teamwork, and frequent communication with the Centralized Lending and Loan Processing staff to ensure seamless service for our membership. Follows-up through the loan closing process. Performs department related support duties, to include, but not limited to scanning, faxes, and working daily reports. Must comply with all company policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control. What You'll Bring To CCF: Two to Five years of similar or related experience, including time spent in preparatory positions. Minimum 2 years of experience in a proactive sales position and an additional 2 years minimum in a banking/credit union environment opening accounts and taking loan applications. A high school degree or GED is required. Proficiency with the Microsoft suite of products including Word and Outlook. Familiarity with mortgage and equity products and IRA's preferred. Ability to perform basic mathematical calculations including addition, subtraction, division, multiplication, rates, and percentages. Strong attention to detail. Demonstrated strong customer service skills that include proven ability to handle difficult member interactions. Strong communication skills must be demonstrated through oral and written means. Proven sales aptitude. Ability to be bonded. Ability to obtain and MLO registered status on the Federal Registry. Ability to obtain and maintain notary designation. What You'll Get Working At CCF: Working with an energetic team focused on making our members financially successful! An opportunity to work with others that have your back every step of the way! An opportunity to grow your career and do amazing things! Opportunities to make a difference both inside and outside of our walls! Being treated like you are more than the work you do! Exceptional healthy body, healthy mind benefit offerings! Paid time to support your community! Unplug & revive with generous time off programs! Competitive rewards for your now and for your future! EOE Slated to float between the Perrysburg branch and the Toledo branch.
Mon-Th: 8:45am - 5:15pm Fri: 8:45am - 6:15pm Sat: 8:45am - 1:15pm
