We are eager to add a versatile Financial Analyst - Capital Markets to join our amazing team at American Credit Acceptance in Spartanburg, SC.
Growing your career as a Full Time Financial Analyst - Capital Markets is a terrific opportunity to develop vital skills.
If you are strong in teamwork, analysis and have the right attitude for the job, then apply for the position of Financial Analyst - Capital Markets at American Credit Acceptance today!
American Credit Acceptance (ACA) is part of The Johnson Group and one of the nation's leading indirect auto finance companies; we partner with dealerships across the 50 states to empower the emerging credit consumer to purchase reliable and affordable transportation. The foundation of ACA is our Guiding Principles (integrity, partnership, humility, principled entrepreneurship, initiative and fulfillment), which provide the framework for how we make decisions and execute strategies. We create value for our team members, partners, customers, and communities by acting in accordance with our Guiding Principles, which ultimately leads to a stronger company culture and better business performance. As the number of consumers we serve continues to grow, so does the Company's need to secure diversified and cost efficient financing sources, which is the primary mission of the Capital Markets (CM) team. CM is part of ACA's Finance division and we are responsible for managing the Company's funding platforms and relationships with lending partners and investors in order to secure the necessary financial resources to support the Company's operations. Our funding platform consists of ~$5.2+BN in financing instruments comprised of securitizations (i.e. bonds sold to institutional investors), bank credit facilities, and shareholder capital.
The CM Financial Analyst will collaborate internally with other team members and associates throughout the organization, as well as with external partners such as banks and rating agencies to facilitate efficient funding of the business.
Essential Functions Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
Organize key deal documentation and coordinate operational processes among different parties (including rating agencies, investment banks, legal counsel, etc.) for various capital raising transactions Assist in the coordination of due diligence meetings and preparation of executive presentations for investors, rating agencies, and banking partners Maintain critical databases, models, and projections regarding asset performance Conduct analysis on transaction cashflows, collateral performance, and industry/market trends to provide insights to executive team Update Company, market, and industry metrics for use in internal/external reports and executive decision making Seek process improvement opportunities to enhance reporting and analytics Partner with other Finance teams to maintain and improve efficacy of meeting daily funding needs of the business and coordinate operational aspects of transaction execution Other tasks as assigned Qualifications Bachelor's Degree in Finance, Accounting, Economics, or other relevant discipline Ability to successfully work in a fast-paced, dynamic and collaborative environment where every day presents unique opportunities and challenges Ability to thrive in an environment where self-direction, motivation, and proactiveness are required Strong problem-solving skills, including the ability to analyze complex, multifaceted issues and draw conclusions Strong verbal and written communication, time management, attention to detail, and organizational skills Strong fundamental understanding of finance Experience with Microsoft Excel is a necessity; ability within Workday, SQL, R, SAS, DataGrip and/or Tableau is a plus 0-2+ years of financial institution/finance company experience within Accounting or Finance is a plus Supervisory Responsibility This position has no supervisory responsibilities.
Work Environment and Physical Demands This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, filing cabinets, and fax machines.
Position Type/Expected Hours of Work This is a full-time position with a work schedule of Monday-Friday. Hours may vary or exceed 40 in any given week depending on the needs of the business.
Travel Limited ( EEO Statement ACA provides equal employment opportunities (EEO) to all applicants for employment without regard to race, color, religion, gender, sexual orientation, gender identity or expression, national origin, age, disability, genetic information, marital status, amnesty, or status as a covered veteran in accordance with applicable federal, state and local laws. ACA complies with applicable state and local laws governing non-discrimination in employment in every location in which the company has facilities.
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice #LI-MR1 Benefits of working as a Financial Analyst - Capital Markets in Spartanburg, SC:
? Unlimited Growth Potential
? Continuous Learning Opportunities
? Advantageous package
