Credit Review is an independent function within Internal Audit at JPMorgan Chase & Co. that aims to enhance and protect the firm by providing risk-based and objective assurance, advice and insight. Using cutting-edge technology, data, methodology and sound judgement, we bring a systematic and disciplined approach to evaluating credit quality and improving the effectiveness of risk management and controls to mitigate credit risk.
We're proud of our reputation for excellence, integrity and collaboration. Our priorities of strong governance, transparency and strategic engagement, along with our people-first culture centered around diversity, equity, inclusion, teamwork, career progression and continuous learning, have helped us create a coveted workplace where everyone feels like they belong. Job Responsibilities Developing, managing and delivering credit review plan coverage, execution and escalating emerging issues to senior management in a timely fashion. Performing continuous monitoring of credit portfolios to assess credit risk trends, credit performance, business activities, industry events and regulatory changes for identification of emerging themes and impacts to credit quality. Lead a team of reviewers that include working with large datasets, model-driven risk strategies and analyzing the credit underwriting quality of individual transactions and risk strategies. Contributing to the resolutions of complex issues and articulating results and themes to senior level stakeholders Strengthening and managing relationships with senior leaders and stakeholders while maintaining independence. Required qualifications capabilities and skills Experienced credit professional with a minimum of 10 years of consumer and/or small business credit experience, preferably with a background in credit card, consumer credit underwriting, quality assurance, and/or credit risk management. Firm understanding of how to employ data analytics to monitor and assess credit card portfolios. Demonstrated understanding of credit risk management, retail credit principles, financial analysis, and strong analytical skills. Excellent verbal and written communication and interpersonal skills required with ability to present complex issues to management. Minimum Bachelor's degree in Accounting, Finance, Economics, or a related discipline. Advanced degree preferred. Enthusiastic, self-motivated, effective in a dynamic fast-paced environment and willing to take personal risk, responsibility, and accountability. Proven ability and desire to learn quickly, be flexible, and think strategically.
JPMorgan Chase & Co., one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Morgan and Chase brands. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
We recognize that our people are our strength and the diverse talents and perspectives that they bring to our global workforce are directly linked to our success. We are an equal opportunity employer and place a high value on diversity and inclusion at our company. We do not discriminate on the basis of any protected attribute, including race, religion, color, national origin, gender, sexual orientation, gender identity, gender expression, age, marital or veteran status, pregnancy or disability, or any other basis protected under applicable law. In accordance with applicable law, we make reasonable accommodations for applicants' and employees' religious practices and beliefs, as well as any mental health or physical disability needs. (If you are a US or Canadian applicant with a disability and wish to request an accommodation to complete the application process, please contact us by calling the Accessibility Line (US and Canada Only) and indicate the specifics of the assistance needed.)
We offer a competitive total rewards package including base salary determined based on the role, experience, skill set, and location. For those in eligible roles, we offer discretionary incentive compensation which may be awarded in recognition of firm performance and individual achievements and contributions. We also offer a range of benefits and programs to meet employee needs, based on eligibility. These benefits include comprehensive health care coverage, on-site health and wellness centers, a retirement savings plan, backup childcare, tuition reimbursement, mental health support, financial coaching and more. Additional details about total compensation and benefits will be provided during the hiring process.
JPMorgan Chase is an Equal Opportunity Employer, including Disability/Veterans
