We are in search of a resilient Commercial Lender II to join our stellar team at Origin Bank in Ridgeland, MS.
Growing your career as a Full Time Commercial Lender II is a remarkable opportunity to develop key skills.
If you are strong in cooperation, presentation and have the right passion for the job, then apply for the position of Commercial Lender II at Origin Bank today!
Origin Bank is seeking a relationship driven Commercial Lender II to join our team in Jackson, MS! Summary This mid-level level position requires a critical skill-set and level experience in areas that are not easily duplicated in the market. Proactively executes integrated sales, service and relationship strategies to support growth and retention of commercial clients that have borrowing needs for complex commercial, consumer and/or mortgage loans. Develops new-to-bank business relationships, as well as cross-marketing/needs fulfillment for existing clients, through segment-based sales plans to achieve revenue growth targets and maximize operating capabilities and profitability.
Duties and Responsibilities include the following.
Leads the formulation and implementation of long and short-term strategic plans and objectives to increase market share/penetration and maximize opportunities for growth throughout the marketplace.
Provides strong, compassionate and visible leadership, which fosters positive attitudes and trust among employees, clients and prospects.
Provides product specialists with qualified referrals for cross-sell. Assists in closing deals across all products.
Judges potential qualified clients/deals, structuring deals to balance risk and reward, recognizing early warning signs and closely monitoring clients to anticipate changes in risk rating. Proactively identifies issues and restructures relationship to mitigate potential future risk.
Monitors loan repayment activities and takes necessary action to collect from past due accounts.
Partners with other departments (i.e. Treasury, Retail, Mortgage, etc.) to ensure ongoing and appropriate communication to support overall client and franchise objectives.
Maintains frequent interaction with centers of influence, diverse industry segments, community leaders, regulators, and senior business contacts.
Through extensive involvement, leads local community awareness that the bank is critically focused on partnering in the community and on providing broad, multi-product banking solutions to the middle market companies housed in the marketplace.
Oversees and ensures safe and sound underwriting/credit practices and overall leadership of a sound lending activity.
Strictly adheres to internal control policies such as the account opening protocols of accurate collection, completion and updating of all required documentation.
Ensures that the organization's activities are carried out in accordance with all regulatory, legal, and governmental regulations.
Qualifications To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Education and/or Experience Bachelor's degree (B. A.) from four-year college or university; preferably in Finance, Business, Accounting or related field; minimum five to ten years strong performance in client relations in commercial banking with an emphasis on investments or sales arenas, preferably within roles of increasing responsibilities. Must have an in-depth knowledge of all aspects of commercial banking and an ability to quickly learn new products and services.
This job description reflects management's assignment of essential functions. It does not prescribe or restrict the tasks that may be assigned. Origin Bank shall, in its discretion, modify or adjust the position to meet the Bank's changing needs. This job description is not a contract and may be adjusted as deemed appropriate in the Bank's sole discretion. Please visit our Origin Bank careers page to review the job description in its entirety.
Origin Bank is an equal opportunity employer based not discriminate in hiring or employment based on race, color, sex, age, marital or veteran status, non-job related dis, ability, religion, national origin, genetic information, or any other basis protected by law. About Origin Bank: Putting relationships first for more than a century, Origin provides a broad range of financial services to small and medium-sized businesses, municipalities, high net-worth individuals and retail clients from over 40 banking centers located throughout Texas, Louisiana and Mississippi. In today's banking landscape, technology is the rule – human interaction and genuine relationships are the exception. Origin Bank delivers on both.
Benefits of working as a Commercial Lender II in Ridgeland, MS:
? Excellent benefits
? Company offers career progression opportunities
? Competitive salary
