We are actively adding established and experienced loan officers/originators to our team across TX.
Our company has been in business for 25+ years and is a full-service mortgage banker with our headquarters in Houston, TX. As a privately held company, we've steadily grown over the years and today are at 200+ employees and growing.
What You Will Be Doing
Position Overview:
Subject to the ultimate supervision, direction, and control of Company, the Loan Officer will be responsible for originating residential real estate mortgage loans and overseeing the loan process on behalf of their customers in compliance with all applicable state and federal laws and regulations.
Primary Duties & Responsibilities:
- Promote the Companys products and services; establish and maintain a network of business relationships with realtors, brokers, builders, banks, attorneys, new home sales representatives, and other referral partners to develop and retain business
- Take complete, accurate loan applications and analyze customers credit worthiness by reviewing the customers income, assets, investments, and debts; counsel and pre-qualify potential buyers
- Evaluate, determine and communicate appropriate loan products and price to customers and information about the mortgage process
- Obtain all necessary documentation and fees from customers to lock loans in a timely manner
- Originate residential real estate mortgage loans, meeting the Companys minimum production standards on an ongoing basis
- Oversee the loan process by monitoring loan status; guide and communicate with customers and all applicable parties from application to closing; obtain documentation after closing
- Stay abreast of applicable laws and regulations and trends and developments in the local real estate environment to remain competitive and compliant; maintain positive, professional image
- Other duties and responsibilities as required; management may assign or reassign duties and responsibilities to this position at any time
What You Need for this Position
Education & Experience Qualifications:
- Bachelors degree in business or related field from an accredited institution preferred or an equivalent combination of experience and education; high school diploma required
- Must maintain an active residential mortgage origination license in compliance with the S.A.F.E Mortgage Licensing Act of 2008 and all related regulations, including all applicable state licensure laws and regulations
- At least two (2) years of experience originating loans in the residential mortgage lending industry preferred
- Ability to build quality customer and client relationships, analyze and comprehend complex financial data, and provide mortgage alternatives
- Demonstrated ability to work independently with strong time management skills
- Excellent problem-solving skills, be extremely organized and attentive to detail
- Flexible, able to multi-task and adjust priorities in a fast-paced environment
- Active in the community and job-related organizations to enhance the network of beneficial contacts
- PC proficiency, including knowledge of Microsoft Excel and Word
- Experience using mortgage loan origination systems required
- Must have familiarity with all applicable loan product guidelines and general processing and underwriting procedures
So, if you are a Mortgage Residential Loan Officer - Join Top TX Lender with experience, please apply today! Or, if you prefer to submit your application directly, please email to **********
Applicants must be authorized to work in the U.S.
Preferred Skills
Loan Officer
Loan Origination
Residential Mortgage
Encompass
Sales
