Mortgage Loan Processors And Underwriters // Remote

Mortgage Loan Processors And Underwriters // Remote
Company:

Smartit Frame


Place:

Texas


Mortgage Loan Processors And Underwriters // Remote

Details of the offer

Position 1. : Mortgage Loan Processors

Position 2.: Residential mortgage loan underwriters

Location: Remote

Duration: 12+ Months

Position 1: Underwriter (100 Positions)

Location: Remote

Type: Contract (Long term)

Position Overview:

The Underwriter's primary responsibilities include reviewing mortgage files submitted to Underwriting. This position requires calculating income, analyzing debt and assets, as well as completing an in-depth review of the completed appraisal and title. Additional responsibilities include entering data into the client's loan operating system, utilizing an automated underwriting system to determine approval and clearing conditions for Final Approval. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.

E
ssential Job Functions:

Perform complete and in-depth review of mortgage loan files including; income, assets, credit and collateral

Utilize client's loan operating system to ensure accurate data entry

Underwrite loans in accordance with client guidelines; utilizing AUS or manual guidelines

Evaluate and ensure overall loan documents are accurate, complete, and compliant

Ability to identify and/or clear red flag or alerts

Issue loan decision and condition file accordingly

Review and approve conditions for compliance and completion of loan file

Provide excellent customer service to internal and external clients

Maintain current knowledge of client and investor requirements

Resolve pre and post-closing issues as they relate to underwriting

Assist Processors/Loan Officers in understanding underwriting decisions and conditions

Must be able to work in a high stress environment while delivering a high-level of customer service

Ability to work more than 40 hours, on an as needed basis

Requirements:

Minimum 2+ years current conventional mortgage loan underwriting experience

Strong knowledge of income calculations, tax returns, reading credit reports, identifying red flags

Basic knowledge of appraisal and ability to recognize red flags and ineligible properties

Thorough working knowledge of GSE underwriting guidelines and automated underwriting engines (DU/LP)

Strong analytic, interpersonal, and verbal and written communication skills

Detail-oriented with strong ability to time manage

Ability to work in a flexible and production-oriented environment

Must be willing and able to work as part of a team

Strong capability to work in multiple systems - paperless environment

Must be willing to work in strict security environment

NMLS-MLO Licensure preferred

Candidates must be available to work outside of normal business hours when necessary

Positing 2: Mortgage Loan Processor. (100 Positions)

Location: Remote

Type: Contract (Long term)

The Mortgage Loan Processor will be responsible for performing a variety of loan documentation duties on complex loan packages and ensure compliance with policies and procedures for loan products. Candidates must possess a strong sense of urgency with an ability to work in a team environment, maintaining excellent organizational, communication, and PC skills.

Essential Job Functions:

Manage an assigned pipeline of 35-50 plus loans on a daily and weekly basis

Process loans from application to closing including but not limited to:

o Collecting and analyzing documents to submit to Underwriting for final approval

o Communicating expectations, requirements and program details though established communication standards

o Maintain daily workflow prioritization to ensure pipeline management meets required closing dates

o Order all required verifications, documentation and subsequent follow-ups and ensures all timeframes and compliance requirements are being met

o Verify conditions of approval which may include customer income/assets documentation, resolves routine title issues including vesting issues, child support liens, judgment liens, mechanic liens and undisclosed liens and reconveyances

Provide excellent customer service to internal and external clients by demonstrating expertise, thoroughness, thoughtfulness, politeness and enthusiasm

Ensure customer service surveys maintain the rating level designated by management

Communicate with all parties involved in the transaction to keep them informed of file status

Review and analyze all necessary documentation, including borrower docs and third-party docs

Interpret policies while analyzing applicant information, property and documentation

Calculate borrower income for all employment types

Comprehensive understanding of credit underwriting guidelines

Must be flexible and able to work in a fast paced, potentially stressful environment

As 100% of the work opportunities are onsite, in person attendance is required

Requirements:

2+ years of current experience in Financial Services with Loan Processing experience preferred

Knowledge of processing, underwriting and closing procedures

Excellent customer service and communication skills

Detail oriented and excellent organizational skills

Able to prioritize multiple competing tasks and manage time effective in a fast paced environment

Problem-solver with strong analytical skills

Adheres to directives, procedures and standards

Ability to work in a paperless environment

Computer proficiency including Microsoft Office Product Suite

Candidates must be available to work outside of normal business hours when necessary

Ability to obtain NMLS-MLO Licenses preferred


Source: Dice


Area:

Requirements


Knowledges:

  • Basic

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