Commercial Lender

Commercial Lender

United Texas Bank



Commercial Lender

Details of the offer

Develops commercial real estate loans and deposit business by identifying prospects through a variety of sources including calling on and setting up appointments with potential loan prospects.
Analyze financial information including balance sheets, income statements, cash flow statements, and tax returns to form an opinion of creditworthiness of applicants based on sound risk-based examination of strengths and weaknesses. Determine appropriate risk ratings and make recommendations for approval/denial of loan requests.
Responds to walk in and telephone inquiries for commercial real estate loans.
Identify and generate leads for new business opportunities; obtain and analyze background information on potential customers.
Analyzes client-provided financial information in order to appropriately underwrite and/or present credit structures for approval. Understands credit structures for underwriting commercial loans and adheres to company policies and procedures.
Prepare written credit memorandums for presentation and approval.
Determine the proper risk rating for each transaction.
Monitors compliance with CRC approved terms for ongoing information requirements such as; monthly financial statement information, borrowing base information, and/or loan or letter agreement covenants.
Calls on customers and makes on site visits to business customers to maintain rapport and to cross-sell other products and services. Calls on CPAs, attorneys, title companies, real estate brokers, and other sources to develop referral sources for new business.

Contact Human Resources Recruiting at 972-239-7000 for more details.
United Texas Bank is An Equal Opportunity Employer.

Source: Jobsxl


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